But before they check their second card (known as the ‘hole card’).

When an insurance bet in blackjack is offeredĪ blackjack insurance bet is offered after the dealer reveals their up-card. With this basic blackjack strategy, even if you lose the insurance bet, you still have a chance to win the round. The best time for taking blackjack insurance is when the dealer has an upcard that’s an Ace, and you have a hand of 15 or over.

You lose your insurance bet, but you keep playing the game to see if the dealer can beat your hand of 18.

The dealer deals their second card, and it’s only a 3.

You choose to take out blackjack insurance for an extra $5.

You’re dealt an initial hand of 8 and a 10.

You’re ready to play blackjack and place your bet for $10.

Your blackjack insurance bet pays off, and you break even, making a total of $15.

The dealer’s hole card is a 10-point card – they get Blackjack!.

You decide to take out insurance for an extra $5.

You find an online casino you want to play, visit the blackjack table and place your initial bet for $10.

Here are some examples of how insurance bets work in different scenarios: Winning insurance

So even if the dealer has blackjack, it means they won’t lose all their main bet. It potentially gives a player the chance to break even. You want to be fairly confident the dealer’s second card is going to give them blackjack before taking out the insurance. The only time to play the insurance is if the dealer’s up-card is an Ace card, or if you have a hand of 15 or over. You need to stake half of your bet, and if the dealer has blackjack, your wager wins. While it may sound like it’s protecting you, it’s actually just another form of wager. Let’s begin… What is Blackjack insurance?īlackjack insurance is a side bet that players are offered to protect themselves against the dealer having blackjack. Finally, we’ll let you know about different versions of blackjack where insurance is available. We’ll also explain how to calculate the odds for an insurance bet and give you some advice about whether players need insurance betting. We’ll let you know the right time to use insurance for blackjack and outline some of the advantages and disadvantages. In this article, we’ll explain how insurance in blackjack works.

Basic strategy 6 deck blackjack payout